Our Story

Instant Cash Online, Our Story

Instant Cash Online began over 5 years ago as a short term lender to help everyday Australians with their lending needs. We have helped thousands of Australians to provide them with money when they need it most. We strive to be different from other lenders and aim to be the preferred choice for our customer when it comes to small loans finance.

First choice

When it comes to borrowing money, going through the loan application process can be a daunting task. This is particularly true if you have a bad credit history or other lenders have turned you down in the past. We aim to help our customers through the loan process and give them as much information as we can. Our mission is to be the first choice for our customers and work with them to try and structure a loan that works.

Modern and easy

Technology is always changing, always improving and making the world in which we live a faster and more easily accessible place. We are continually improving our business to ensure that we offer current and up to date technologies in our business.

Our application process is flexible, adaptive and online. Whether you’re on your laptop, mobile or desktop, you can access your account details and do everything you need to do. We also provide integrated capabilities like Credit Sense which allows you provide your bank statements to us within second.

Customers can log in to their online account at any time to view their loan details and personal information.

A trusted responsible lender

You can be assured that our approach to lending is as a responsible lender. There is a reason why our customers keep coming back to Instant Cash Online. It is because we treat our customers the way we would want to be treated. We want to be a trustworthy and responsible online lending company who delivers on our promises.

Instant Cash Online is a member of the Easy Financing group. We are a licensed credit provider with the Australian Securities and Investments Commission (Australian Credit Licence number 470114).  We are also a member of the Credit and Investments Ombudsman. You can find out more in our Credit Guide.