DO YOU URGENTLY NEED CASH TODAY?
We have instant cash loans available for you NOW! It’s EASY… Apply online NOW… anywhere throughout Australia. No personal, invasive, lengthy applications required.
Perhaps you need an emergency car repair, perhaps you have an unexpected doctor’s bill, or perhaps you need to take your dog to the vet. Whatever your need, Instant Cash Online can help!
WHY THOUSANDS OF AUSTRALIANS CHOOSE INSTANT CASH ONLINE…
You Need Cash Today
We understand that if you need money, you need it now – not tomorrow. Thanks to Instant Cash Online’s new lending system, you are not wasting precious time with tedious paperwork, painful face-to-face meetings, or waiting on hold. Apply now and get your money deposited in your account the same day!
Hassle free Paperless Process
Instant Cash Online prides itself on being hassle-free. This is an online process from beginning to end. If you are worried about paperwork, don’t be – applying will take a few minutes at most. Thanks to our smart technology, the only thing you need is online access on your computer or mobile phone.
Short Term Solution
The last thing you want is to borrow more money than you need, which could end up putting you in debt long-term. Instant Cash Online will not encourage you to borrow more than you can afford to repay back. Instant Cash Online is here to produce a short-term loan solution, not a long-term problem.
Cash with No Catches
We want to help you with a short-term loan and make it as easy as possible, why complicate matters with complex language that only serves to confuse customers. We put everything out in the open; everything on the site is in big print and plain English. You will never have to guess about the exact cost of taking out a short-term loan. No hidden fees. No catches. No surprises.
The lender you can trust
Instant Cash Online is an Australian owned and operated payday lender. We take care of your needs, which means that you do not have to go through a third party but rather deal with us directly. We treat our customers the way we would want to be treated.
Instant Cash Online is governed and is compliant with the National Consumer Credit Protection Act 2009 (Cth) (NCCP)
How Much Does It Cost?
Instant Cash Online has a straight forward fee structure:
20% of the principle amount – the establishment fee
+ 4% of the principle amount – a monthly fee
Our fee is not calculated in accordance with an APR. Our fee is calculated in accordance with Section 31A of the National Credit Code.
You can use our calculator on our costs page to work out how much your loan will cost.
Are There Any Renewal Fees?
We have a no-go roll over policy on all loans.
What happens if I Cannot Pay Back on Time?
If you are unable to meet your repayment requirements you should contact us at least (2) days before your direct debit is due. If you miss a payment then a missed payment fee of $35.00 will apply.
If we are unable to recover the funds back after a 60 day period we may pass on your file to an external collections agency and you may have a default listed on your credit history. To avoid this happening you should always communicate with us if you are having trouble repaying so we can come to an arrangement together.
There are a number of loans you can get, and you will surprised how quickly these can be processed. Loans like Advance Cash Loans, for example, can be processed quite Fast, and so can Payday Loans. For many people, it’s quite surprising how quickly Online loans can be approved. However, companies do focus on being Quick with processing loans such as Same Day loans. Indeed, Payday Lending receives immense focus as there are many customers intersted in this particular loan concept. When it comes to applying for online loans Australia remains the best market for quick processing and approval.