Instant Cash Loans Up To $2,000.
Simple. Fast. Personal.

Why choose Instant Cash Online?

We understand you have a choice when it comes to applying for a loan.
At Instant Cash Online, we pride ourselves on being the first choice for our customers. We make the application process as simple as possible and we work with you at every stage in the process when you need us.


5 Minute Applications

We understand that if you need money, you need it now – not tomorrow. Our application process is fast, simple, paperless and mobile friendly – it takes just minutes to apply online. Learn More


Short Term LOANS

The last thing you want is to borrow more money than you need. Instant Cash Online will not encourage you to borrow more than you can afford to repay. We’re here to produce a short-term loan solution for you, not long-term debt problems. Types Of Loans.


Feel Secure

We make sure your personal information is well protected. That’s why we use 128-bit encryption security on our website and approval process whenever your deal with us.


We Keep It Simple

No jargon. No complex financial terminology. Get a loan fast without the confusion. The information on our site is in clear print and in plain English. You won’t have to guess the exact cost of a short-term loan. No hidden fees. No catches. No surprises.

Anytime, anywhere, any way

You can apply for an instant cash loan on any device 24/7.

Get StartedApply Online In Only Minutes

How Much Can I Borrow?

Loan Amount

Loan Term

Loan Amount

Estimated 3 monthly repayments of $396

* This is an illustrative example that uses an establishment fee of 20% and a monthly fee of 4% per month of the loan amount over the term of the loan.

How It Works


    Our loan application process is fast, efficient and clear. Use any connected device to apply online. Learn More


    If you met our lending criteria, we will notify you via email/SMS to digitally sign your contract online. Learn More


    Instant Cash Online can deposit funds in your account same day. Within minutes if you have PayID. . Learn More

Ready to Apply For A Fast Personal Loan?

Anytime, anywhere, any way. You can apply for a loan on any device. 24/7.

Get StartedApply Online In Only Minutes

What You Can Expect From Us


Cash With No Catches

Instant Cash Online prides itself on being hassle-free. We have developed an online system which allows you to apply for a loan in minutes. All the documents which we need to assess your loan you can provide online. All you need is your computer or your mobile phone.


Hassle Free Online Process

Instant Cash Online prides itself on being hassle-free. We have developed an online system which allows you to apply for a loan in minutes. All the documents which we need to assess your loan you can provide online. All you need is your computer or your mobile phone.


A Lender You Can Trust

When you are choosing a lender, it’s important to know that you are using someone you can trust. Instant Cash Online is an Australian owned and operated lender licensed with ASIC. We take care of your needs, which means that you do not have to go through a third party and you deal with us directly. We treat our customers the way we would want to be treated.


Stay in the Know

Everyone likes to communicate differently. We have a number of options tailored to your communication style. Whether it’s phone, email, text or messenger, if you need to get in touch with us. We’re here. You can also access you loan information any time, know your loan balance and make extra payments if you like.

What our customers say

  • “I’ve been a customer with Instant Cash for over 5 years.
    I’d recommend them to anyone looking a short term loan. Friendly service I know I can count on.”

    Emma, 32 NSW

  • “When I needed to borrow the money to tie me over for a few months, these guys made the loan process effortless. I would definitely recommend them.”

    Dave, 28 VIC

  • “I found Instant Cash to be really easy to deal with. I applied for a loan in the morning and had the money in my account in the afternoon. I didn’t realise it could happen so quickly.”

    Alex, 27 QLD

Types Of Personal Loans


Cash Advance Loans

For those times in your life when you need to access more cash than you have available. You might have bills that are due at the same time, school fees, doctors bills. There are so many events that seem to come out of the woodwork at the least convenient moment.

Find out more about Cash Advance Loans


Emergency Loans

Life is full of unpredictable events. A fast, flexible emergency loan could help get you through a difficult patch in your life. Whether its urgent medical treatment, critical home or vehicle repairs, a bereavement, tax bill or other emergency, we’ll try to help.

Read more about Emergency Loans


Bond Loans

Do you need to move into a new place soon? Remove the stress and the hassle of gathering 4 weeks rent for the bond. We can help you to get enough for your bond, rental advance or relocation expenses up to $2,000.

Find out more about Bond Loans


Instant Loans

When we say instant loans, we mean instant! Our loan applications are processed in minutes. If approved, funds will be sent to your account same day (funds could be available immediately depending on your bank).

Learn more about Instant Loans


Travel Loans

Has the travel bug bitten again? Do you need to jump on a plane to discover a new destination? Whether you’re planning to lay on the beach in Bali, or need to book flights to see a family or attend a wedding, we’re here to help.

Find out more about Travel Loans


Small Loans

Apply for a small loan today with Instant Cash Online today. Our small loans range from $300 – $2,000. Our Small Loans  facility could be just what you need to get yourself some much needed funds to deal with your bills or expenses.

Find out more about Small Loans

What Type Of Loan Do You Need?

We understand the cash flow needs of Australians and we can help. Even if you have had bad credit in the past, let's work together to help you with your finances.

Find A LoanLoans To Suit Your Personal Needs